Roof Insurance Claim Attorney Texas: What Changes
What changes when a Texas roof claim becomes a legal matter: the 61-day notice, what a public adjuster cannot do, and the questions to ask.
Storm Chaser Roofers in Texas: Red Flags to Watch
The red flags of storm chaser contractors after a Texas hailstorm, the one offer that is illegal, and how to vet a crew in 5 minutes.
Public Adjuster Texas Roof Claim: Fees and Rules
Texas caps a public adjuster’s fee at 10% of the settlement. The licensing rules, the contract rules, and how to verify a license with TDI.
Insurance Only Paying for Part of Roof: What It Means
Why insurers approve one slope and not the whole roof, what matching coverage actually is, and which dispute route fits a partial approval.
Roof Insurance Claim Denied in Texas: The Appeal Path
What to do when a roof insurance claim is denied in Texas: the written reason, internal review, appraisal, a TDI complaint, and where each one stops.
Should Your Roofer Meet the Adjuster? The Texas Rule
Whether a roofer should attend your adjuster inspection, and the Texas law that limits what a contractor is allowed to do while standing there.
Roof Adjuster Inspection: What to Expect and Prepare
What happens at a roof insurance adjuster inspection, what to have ready, what the scope of loss is, and the Texas deadlines that follow.
Cosmetic Damage Exclusion Texas: Find It on Your Policy
The Texas cosmetic damage exclusion (HO-145, TDP-022) removes hail coverage for dents that do not leak. How to find it on your declarations page.
Homeowners Policy Declarations Page: Roof Guide
The four lines on your homeowners policy declarations page that matter for a roof claim: dwelling limit, deductibles, settlement basis, and endorsements.
RCV vs ACV Roof Claim: Why the First Check Is Smaller
RCV vs ACV roof claim settlements explained: what depreciation subtracts, why the first check is smaller, and how the second payment gets released.